This looks quite good, although, you can do the same thing with most graphic programs people use, including the free programs..
but this has got templates you can use...
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Photo Calendar Maker is a new application to create beautiful photo calendars for a year or month. Using the program, you can quickly create stylish, professional-looking calendars with photos. To begin, the user needs to select the format and design and add a photo. The calendar is ready! The program lets you create hundreds of calendar variants in many styles: classic or modern, standard or refined, business-like or romantic. The program comes with the pack of templates.
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Photo Calendar Maker allows to customize any element of the calendar, including title, fonts, background, holidays, month layout and more. You can create unique calendars in different formats – from pocket to wall calendars.
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Photo Calendar Maker key features:-
•Ability to create professional-looking photo calendars for any year or month.
•It enables to easily personalize your calendar with text at any location.
•Dozens of beautiful photo calendar templates in many styles.
•Customize national and religious holidays.
•Ability to create your calendar in your language.
•New! Ability to create a calendar with photo collage.
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available from......
http://ams-photo-software.com/products/product_17.html
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AMS has some pretty good programs, not free, but you can get trials though...
or... look to your usual place of downloads..

Wow it looks pretty nice
+Rep for ya

Thanks for the rep Fred, I could do with a new calender, so I might use that program to see how it turns out.
Put a foto of my wee doggie as a background.. "wowf wowf"

its cool